Tuesday, November 6, 2012

8 Unique Ways to Introduce Children to Entrepreneurship

Does talking to children about entrepreneurship at an early age make sense? Our school system is set up to lead our children into the workplace as employees, not employers. Now don't get me wrong, we as a society definitely need employees: police officers, firefighters, doctors, nurses, etc., but why not shine some light on entrepreneurship too?
Incorporating the principles and philosophies of success with emphasis on teamwork, community involvement, and entrepreneurship go well with all types of learners of varying ages. Children deserve the opportunity to at least hear about what entrepreneurship is, why they may want to be entrepreneurial, when they could do this and, of course, how to be an entrepreneur. We find that children are very responsive when talking about making money on their own. As early as six years of age, children are starting to realize the importance behind making your own money vs. working for someone else. Unfortunately, not enough children in the world are being introduced to this kind of lifestyle. So below you will find some great tips, in no particular order, to help introduce your child to entrepreneurship.
1. Story Time
A great way to get your child started is by sharing with them inspiring stories of kids today, who are already entrepreneurs. The internet is a great resource, making available great stories about kid entrepreneurs from around the world, what they are doing right now and how they are doing it. When sharing inspiring kid entrepreneur stories ask your children questions like: How did they do that? Why did they do it? Do you think you can do something like that? What makes you feel that way? If you get an answer like "I cant do that," then just follow up with "Well, if you could do that, how would you do it?" This usually gets an answer. Oh, and don't forget to show your kids pictures, watch video's or check out news clips of kid entrepreneur's. Its also quite effective when kids hear the stories right from another kids mouth.
2. Field Trip Fun
Contact local businesses, churches or news agencies to see if you could arrange for your kids to visit with them and get a behind the scenes look at how the particular business operates. Approach businesses that hold a high interest level for your kids. Let the places know that your interested in a behind the scenes look at their business operations for your children and their friends who are learning about entrepreneurship. I highly recommend that you bring your children's friends too, so you all can enjoy the experience together and so that your child has like minded individuals to discuss their findings with.
3. Raising Some Bucks
Have a fundraiser for a cause that is very important to your child or have them pick products they think they can sell either in the neighborhood or to local businesses. Let your kids bring in some of their friends that want to be a part of the action. Have them brainstorm ideas and narrow the list down to a few that they all agree on. Assist them in organizing the timing and the locations they conduct these "business meetings."
4. Make Planning Fun
Start planning with your kids. For the younger kids create a plan book from scratch, even some of the older kids can get into this too. Design it however they want. They can add stickers or make fancy title pages within their planner. The point here is for them to personalize it as much as they like. You can even pick up an inexpensive planner for their use. Talk to them about the importance of using the planner daily, and getting into the habit of planning for each day the night before. Explain to them how this will start to free up more time for them to do the things they want to be doing, instead of just doing the things they have to be doing as they become more focused. In addition to a planner/goal book, have children create a journal as well, writing down brief entries into a personal journal on a daily basis of things that interest or perplex them is a great way to get them started with being responsible, planning for their future, and allowing them time for natural, real world problem solving!
5. Use Your Imagination
Go online or to your library and search for wonderful places around the globe that you would love to visit sometime in your life. Have the kids look through books or at websites. Take notice as to what types of places intrigue them the most and talk about those places. Ask them what they would have to do in order to get to visit these wonderful places. Have them search how much it would cost to fly there if you were to leave today. What could they do to raise enough money for a trip like that? What other expenses may they encounter planning for a trip to that location? If its something they really want to do have them list it in their journal as one of their goals and then start to list all the things they need to do in order to reach that goal.
6. Break Out the Seasonings
Sharpen you children's sense and general memory by playing memory games/puzzles. Play silly and fun games like "Identify that smell" or "Name that object" where children are paired off in teams and try to identify blindfolded certain odors or identify what object they are touching without being able to see it. Not only is it fun but it will also help enhance the brain performance of its participants. Thereby increasing creativity and problem solving abilities, two key ingredients in becoming an entrepreneur!
7. Don't be shy
I know that there is a lot of old fashioned parents out their that think that the household finances should be top secret and not discussed with children. When it comes to bill time or any time money needs to be discussed, don't be shy. Share with children the expenses and income you manage each month and each year. Show them the bills you pay, how much they are, and when they are due. Explain to them how you make your payments on these bills. If you write checks to pay them, then have them help you with that. If you pay some of your bills online, have them help with that too. Don't be shy, show them how you balance your checkbook and keep track of your finances. If your not sure how yourself, research it online or at the library and learn it with your children. You would be surprised as to how many kids are actually interested in learning how to pay bills, balance a bank account, or even create a budget...and it increases their interest in math by giving them purpose for learning the subject!
8. Try Something Different
Have a "what I want to be when I grow up" party with your child and their friends; where everyone comes to the party as what they want to be when the grow up. Children play the role and parents encourage by catering to the children's needs. You can give prizes to the kids for acting their parts and encourage the role-playing. This will help them see themselves now as they could potentially become in the future, bringing the feelings of success of what it would feel like. By the parents catering to the "grown-ups" needs, the kids get the idea of what respectful/professional treatment would seem like when they actually reach their goals.
Conclusion
These unique tips are a great starting point to introduce entrepreneurship to children. Informing children at an early age about entrepreneurship gives them more time to really find within themselves the things that they want to do in life. The things that make them happy. Many successful people agree that part of success is doing the things you love to do. The more time children get to explore different things (with this future awareness in mind) the better chance they have of finding their true passions and going forward with it successfully.

Thursday, October 25, 2012

An Excellent Forex Education Tool

In this article you will get a currency trading tutorial that has been compiled based on my theoretical knowledge and practical experience in forex trading.
Currency trading is an excellent opportunity to make money almost by anyone. However to be a successful trader and actually make profits you need to understand the basics of currency trading to begin with. Forex education will provide very useful guidance to novice traders.
Some of the basics of forex are:
o Forex market where currency trading happens is an electronic over the counter market (OTC). World currencies are traded 24 hours a day, five and a half days a week. The usual means of trading forex are Spot, futures and forward
o Various currencies are "priced" in pairs with price being quoted either indirectly or directly.
o All currencies have two prices - the Bid Price and the Ask price. Bid price is the price at which the market will buy the quote currency in relation to the base currency. Bid price is always lower than the ask price. Ask price denotes the amount at which one unit of the base currency can be sold in forex market in relation to the quote currency.
o Currency trading market is the largest financial market in terms of both size and liquidity. The participants in this market are large banks, commercial companies, hedge funds, investing firms, brokers, trading firms and the individual traders.
Let us now understand how a typical currency trading transaction happens. Based on news that employment numbers are increasing in the United States, one can safely predict an increased demand for U S dollars.  A forex trader will thus immediately enter into a currency trade transaction which involves selling British pounds and buying U S dollars. As the demand for U S dollar goes up, the elasticity of market will dictate that the price too goes up. Trading in dollars would intensify and by the end of the day U S dollar would have appreciated and become much stronger. Thus the trader will book profits in the deal which he entered at the beginning of the day.
If you are serious about making money by trading forex you can educate yourself by enrolling in currency trading tutorial courses. There are a number of free forex training courses available online too which you can make use of.
Forex market trading is no longer the domain of large institutions alone. Ordinary people like you and me can easily learn the basics of forex trading education and start trading profitably in the market.

Thursday, October 4, 2012

Share Trading Education

The best way of making money with the stock market is to enroll in a share trading education course. Nowadays, most people have access to the Internet, there is a whole range of courses and information at our fingertips. However, jumping in without learning as much as you can is not the best way to succeed in this business, which is why taking a share trading course is so important.
The good news is that there are a number of different resources that will help you get started with share trading, which will hopefully teach you how to make some money along the way. This includes the use of books about the stock market, as well as a number of different trading courses available both online and offline. It's a good idea to do some research into the different courses you can take to learn these vital skill before getting started.
When it comes to making money from trading on the share market, you'll need to be as well informed as you possibly can. This means knowing as much about the business as possible before signing up to a broker. When you eventually do sign up to a broker you will find that they make a lot of information available to help you with your trading. If you take some time to compare the different online brokers you will be able to choose one with the best, and most up to date, share trading information.
A good share trading education is absolutely essential as a way of minimizing the risk of losing your money. It will teach you everything you need to know, as well as giving you a chance to practice before you go for the real thing.

Thursday, September 27, 2012

Live Continuing Education Webinars

If you're serious about earning a substantial online internet income, you will do whatever it takes to plug into the live continuing education webinars conducted by your leaders. Nothing, and I mean nothing will stop you.
Many internet marketers minimize 'old-fashioned' and 'outdated' principles forged and taught by the network marketing masters of yore. If you think you can build a lasting online internet income without staying plugged into your leaders' webinar training, think again. It is your responsibility to your team and to yourself to be there.
I have heard all of the excuses in the book for not attending webinars. Some people think they don't need them to succeed. Some people prejudge the webinar meeting, based on what they've attended in the past. Guess what? Authentic business webinars are not 'rah-rah!' Others complain or stop attending when their business is not growing fast enough. Trust me, if you truly want your goals, you'll attend every internet business meeting scheduled by your leaders, no matter what!
Too many people blame failure on the business, stop attending the webinars and go looking elsewhere for something 'better!' There is no magic business that's better. The magic is in your attitude, not in the business!
Positive attitude is shaped over time by desire and belief in your goals, books, audios and the number of free online meetings you attend! Negative attitude is shaped by your reactions to how slow your business grows, how many people are quitting and how much you talk about that. You're only sabotaging yourself if you don't stay plugged into the system and attend webinars.
Why? ...because everything duplicates! If you want a small business with no income, your people will do what you do. If you don't attend your live continuing education webinars, neither will your people. Your negative example will light a fuse in your organization.
The good news is that your positive example will also light a fuse of excitement in your team! When I learned that principle, my eyes were opened to a powerful truth that snapped me out of my self-imposed misery and failure! I was finally able to say to myself:
"Let's see...if I stop working, avoid the webinars, complain about slow growth and quitters, spend money foolishly, blame the business for my failures and talk to everyone about those things, so will my people! Oh! That explains why they're dropping out like flies and I'm making no money!"
It was because I attended enough meetings over the years that those simple truths were finally drilled into my thick skull. I also don't need to be reminded when the next webinar is scheduled. I'm there, period!
We invite everyone on our team to our free webinars. Don't get me wrong. We won't judge you if you don't attend. That's your business. However, it sends a loud message to leaders on where they should invest their time.
Go to webinar training on a regular basis and invite your team. It is a proven fact that the people who attend the live continuing education webinars keep their attitude positive and end up making more money than those who do not stay plugged into the system.
Commit To Your Dreams!

Thursday, September 13, 2012

Insurance Continuing Education Credit Requirements and Guidelines

All states are different when it comes to what requirements need to be meet for continuing insurance education. Illinois has it pretty easy compared to many states. This article lets you know exactly what you need to do to fulfill you requirements.
To meet requirements you will need a total of 30 ce credit hours every 2 years, or biennially if you want to be wordy. This is on par with the rest of the nation. You can choose from a variety of different courses to educate yourself on as well. A mandatory 6 hour course must be take if you are planning selling LTC or long-term-car insurance in the state of Illinois. The good news is the class if fairly easy, and it counts towards you thirty hour requirement.The course is state specific.
You have to make sure that you have completed the courses by the time you license renewal date arrives. Like all things however, it is recommend you get all you Illinois CE requirements out of the way at least 4 weeks before the deadline. This way the CE provider has time to notify of your compliance. Your license renewal date will be 2 years after the issuance date. If you received your license on march 15, 2008, you will have to renew by march 15, 2010. If you miss this date you may have to stop selling for several weeks till you meet compliance.
You have the choice to take either independent study courses or classroom course. Independent self study courses are available on and offline, and are generally much less of a hassle than classroom courses. They are also usually much cheaper. You are allowed to carry over 15 credit hours from the last reporting period. This is only if you exceed you needed 30 credit hours. This may happen if you have already fulfilled you requirements, but decide to get a new license in the middle of the term.
In the state of Illinois, you are not allowed to repeat any course within a three year period. This is to stop you from taking the same course over again and not expanding your knowledge. Take new courses may inspire you to offer a new product. Many states require the final exam to be monitored. Illinois however does not. You can take the exam in the comfort of your own home as many times as you want until you pass. Additionally there are several agents who are exempt from CE course work. They include industrial heath, industrial life, travel cancellation, and travel health.

Thursday, September 6, 2012

Top 3 Tips on Stock Market Education For a Beginner

As a beginner you are entering a brave new world of stock trading. Stock market education for a beginner can be daunting - and costly. Though I'm now a casual day-trader my experiences have allowed me to touch many aspects of the market.
I could have done with these tips when I was starting out.
EDUCATE YOURSELF
As a beginner you have choices. You can be impatient and buy a chimp to place pins in a list of stocks and throw money at those, making darn well sure you keep your fingers crossed and a rabbit's foot handy.
Most people do this (not with the chimp and rabbit's foot obviously!) and wonder why they don't make any money. Essentially what you are doing is gambling, putting your stock investments at the mercy of the market.
You get round this beginners impatience by learning stock trading strategies, there is plenty of advice online about them some of it at my website, details below.
It's a good idea to buy a book on the market or scour the internet to get familiar with stock graphs and the jargon involved and with stock trading strategies so that you take some of the risk out of investing.
KEEP UP TO DATE
The internet is great for information. Everything you need to make money is there. You can learn about trends, stock news, get tips and get archived share prices for most stocks. The difference between you and the next person will be that you spot the latest trends, read the stock tips and scour the accounts of companies to crunch numbers.
There are reliable places you can go to get free stock quotes just filter out the trash, as there is much on the internet these days.
NO SUBSTITUTE FOR KNOWLEDGE AND EXPERIENCE
The knowledge comes from the books and from the internet; the experience comes from going out there and investing.
Educate yourself until you get to the point where you can finger a stock and give detailed reasons to buy (trends, p/e, price study) it based on your research. Once you get this knowledge you will be confident enough to buy. Don't be put off by losing money. In the long run those who learn and do their due diligence are rewarded - maybe. In short focus on a clear set of strategies you can employ at short notice once you finger a potential stock.
ALTERNATIVES
I realise that not everyone has the time and patience to study Fibonacci numbers, analyse charts and patterns and crunch numbers. The biggest problem with buying great stocks and doing your homework is that for some unknown reason they can go down even when the evidence suggests they should be rising. Check out my site to figure out an easier way of making money and picking what stocks to invest in, without the brain ache!

Thursday, August 30, 2012

Good News is That Anyone Can Learn to Win

Trading is a totally learned skill, so anyone can be successful think it's easy and the markets give you a reality check and wipe you out that's why 95% of traders lose. Give it respect and get the right currency education and you can win and that's what this article is all about...
Firstly let's get a few things straight you won't win if you have any of these beliefs
- You can follow a so called expert system and win based on their back testing
- You can trade without losing for long periods
- You can predict market action in advance
- If you work hard you will succeed
- If you are clever you will succeed
- If you listen and trade breaking news you would win
All the above beliefs are wrong, lead to equity wipe out and most new traders fall prey to them.
So How do you win?
The first point to keep in mind is success depends on you and that means learning the right knowledge, having confidence in it and trading with discipline, through losing periods until you hit a home run - and its not easy!
That's why the rewards are so big, for those who can achieve the above.
Do not believe the so called mentors or experts who tell you that there systems with no profits to support them and a simulation backwards will help you they wont. If trading was easy 95% of traders wouldn't lose but this opens up an opportunity for the trader prepared to get the right knowledge and mindset.
Work Smart NOT Hard
Currency trading success requires you to work smart, get the right information and avoid the myths and then you need a simple system ( simple systems work best as they are more robust) and then you have to have the confidence in your rules to cheerfully take your losses and focus on the long term.
It should take you only a few weeks to learn currency trading and then you can make big profits in around 30 minutes a day - if you understand the next point.
Discipline is the Key
Even when you have a good solid forex trading strategy, its hard when the market hands you losses and makes you look a fool - but if you can keep going executing your trading signals and keeping your losses small, you will be rewarded.
Currency trading isn't easy, as trading discipline is hard to achieve but if you can have a disciplined mindset, you only need a simple system and the confidence to apply it and you can enjoy currency trading success.

Thursday, August 23, 2012

5 Key Points to Lead You to Currency Trading Success

If you want to win at forex trading, then you can it's a learned skill. That's the good news however 95% of traders lose and you must understand the following key points and make them part of your essential forex education. If you do, you will win...
Here are your key points, in no particular order of importance - there all important.
1. Forex Trading is NOT Easy!
Most traders just think they can buy $100 buck robot or get a mentor and someone will lead them to success. This is naïve and you know, if you want success at anything you need to work at the basics and do your homework.
Don't believe the sire fire systems or forex robots which never have a real track record, just a back tested simulation and keep in mind trading forward is what counts and that's hard.
Sure it's hard but that's why forex trading offers such huge rewards in terms of the effort you put in.
2. You are Responsible
If you accept you are responsible for your destiny, you will put in the effort to get the right forex education. You will learn a simple forex trading strategy which is robust, you understand and can have confidence in. If you have confidence then you will be able to acquire the next key trait.
3. Discipline is the Key
When you trade forex you are going to lose, the market is going to make you look a fool but that's life in forex and doesn't mean you can't win - you can.
What you must do is, have the discipline to apply you forex trading strategy through periods of losses, until you hit a home run. To win you must learn to lose gracefully in the short term and keep your eyes on the long term prize.
Many traders believe they can trade with little or no drawdown. They listen to the so called experts but the truth is - you will have to face weeks of losses at a time and discipline is needed in these periods, for you to emerge a winner.
4. You Need to Trade in Isolation
In society we are taught to agree with the crowd but in forex trading this leads to disaster, as 95% of traders lose money. You have to stay away from the herd and even when your emotions are telling you to conform, you need to stand aside. Get sucked into the herd mentality and you will end up with the 95% of losers.
5. Patience
Not only do you need patience to wait for the right opportunities, you also need patience to take your losses and more importantly, to run your profits.
Many traders get so excited when they have a profit, they move to soon to protect it or bank it; whereas if they hung on they could have made huge gains.
Becoming a Winner
If you want to become a winner in forex, you need all the above attributes and if you do achieve them, you will be on the way to currency trading success. They can lead you to a great second income or even a life changing one, in around 30 minutes a day.

Thursday, August 9, 2012

Children and Music Education

Well let me tell you the good news....
Music lessons in childhood and particularly before the age of 7 can have a lasting effect on a child's development.
Here are some facts and figures:
1. Students in high-quality school music programs score higher on standardized tests compared to students in schools with deficient music education programs, regardless of the socioeconomic level of the school or school district.
2. Students in top-quality music programs scored 22% better in English and 20% better in math than students in deficient music programs.
3. Students in top-quality instrumental programs scored 19% higher in English than students in schools without a music program.
4. Students in top quality instrumental programs scored 17% higher in Math than children in schools without a music program.
5. Students at schools with excellent music programs had higher English and Math test scores across the country than students in schools with low-quality music programs.
6. Students in all regions with lower-quality instrumental programs scored higher in English and Math than students who had no music at all.
MENC (Music Educators National Conference) Journal of Research in Music Education, Winter 2006, vol. 54, No. 4, pgs. 293- 307; "Examination of Relationship between Participation in School Music Programs of Differing Quality and Standardized Test Results" Christopher M. Johnson and Jenny E. Memmott, University of Kansas
Students of the arts continue to outperform their non-arts peers on the SAT (Scholastic Aptitude Test) according to reports by the College Entrance Examination Board.
In 2006, SAT takers with coursework/experience in music performance scored 57 points higher on the verbal portion of the test and 43 points higher on the math portion than students with no coursework or experience in the arts.
Scores for those with coursework in music appreciation were 62 points higher on the verbal and 41 points higher on the math portion.

Thursday, August 2, 2012

Kids Benefit From a Financial Education Video For Teens

Everyone has seen on recent newscasts, the stories about homeowners in foreclosure who didn't take the time to read and comprehend completely, their loan contracts. Is it that simple? Why didn't they just sit down at a table for an hour and study it in full? The truth of the matter, is that even if they had tried, the majority of them wouldn't even be able comprehend them in full.
Its Only Going to Get Worse in the Future
Just try to read the three page fine print average credit card contract! Not only are the actual basic functions of today's financial contracts far more intricate and confusing but they are also loaded with new terms and phrases that make them impossible for the average person to comprehend. The bad news is that it is only going to get worse in the future, as new government regulations on financial and lending institutions are imposed.
Packed With Easy to Understand Information
Fortunately for today's parents there are financial education videos for teens that can be procured online. Will your teen watch and study one until he or she understands its content completely? Probably not, but these videos are so loaded with relevant material that they will come away with something lodged in their head that will find a use in their future.
Will Your Teen Be Ready for the Next Recession?
Even if all that they come away with, is a basic understanding of the roller coaster economic cycles that the U.S. economy has been going through since its beginnings, that will be a big step. It will mean that just maybe they will be prepared and ready for the next recession that will undoubtedly hit in another twelve years or so.
Prepare Your Teen Now
By then they will most likely have a home and family of their own and will be even less likely to take your advice. This means that now is the time to do what you can to prepare the hard-head for the future that is waiting for them with a financial education video for teens.